Pay back friends 

Did you pick up the bill for the whole table? Or have you borrowed money from a friend? With the Payconiq by Bancontact app you can repay each other in an instant. Which is good news for everyone.

Pay back friends 
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Pay back friends 

Did you pick up the bill for the whole table? Or have you borrowed money from a friend? With the Payconiq by Bancontact app you can repay each other in an instant. Which is good news for everyone.

Need to pay back a friend or someone owes you money? Send or receive money smoothly via the Payconiq by Bancontact app.

How to reimburse friends

From the contacts list

Contacts who also use the Payconiq by Bancontact app will be found in your app's contact list. This way, you can easily pay them remotely.  

  1. Open your app and tap 'Pay a contact'.  
  2. Select the person you want to pay.  
  3. Enter the amount you need to pay.   
  4. Confirm your payment and done!  

With a QR code

Is the person you need to pay near you? Then he/she can create a QR code.  

  1. You open your app and scan your friend's QR code.  
  2. Check the amount.   
  3. Confirm the payment and done!  

How to receive money from friends

With a payment request 

 You can easily create a payment request so one or more people can reimburse you remotely.  

  1. Open your app and tap 'Receive money'.  
  2. Tap 'A payment request via your favorite messaging app'.  
  3. Enter the amount to be received and add a message if necessary.  
  4. Share the request with the person(s) who should reimburse you. One payment request can be paid by a maximum of 30 people.  

With a QR code  

Is the person who needs to pay you back nearby? Then you can create a QR code with your app.  

  1. Open your app and tap 'Receive money'.  
  2. Tap 'A QR code'.  
  3. Enter the amount to receive.  
  4. The person that needs to pay you scans the QR code and checks the amount.   
  5. He confirms the payment and it’s done!